1. Agreement to Terms
By accessing and using wiseowlfinance.com, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you disagree with any part of the Terms, then you do not have permission to access or use wiseowlfinance.com.
2. Changes to Terms
wiseowlfinance.com reserves the right, at our sole discretion, to modify or replace these Terms at any time. We will provide a notice of changes on our website. By continuing to access or use wiseowlfinance.com after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you are no longer authorized to use wiseowlfinance.com.
3. Intellectual Property
The content, features, and functionality of wiseowlfinance.com are and will remain the exclusive property of NYTG Inc. and its licensors. wiseowlfinance.com is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of NYTG Inc.
4. User Content and Conduct
By posting, uploading, or otherwise submitting content to wiseowlfinance.com, you grant NYTG Inc a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable right to use, reproduce, modify, distribute, and display such content in connection with the operation of wiseowlfinance.com. You are solely responsible for the content you submit and assume all risks associated with its use, including any reliance on its accuracy, completeness, or usefulness.
You agree not to post, upload, or otherwise submit any content that is unlawful, harmful, harassing, defamatory, obscene, or otherwise objectionable, as determined by NYTG Inc. in its sole discretion.
5. Disclaimer of Warranties and Limitation of Liability
wiseowlfinance.com is provided on an “as is” and “as available” basis. NYTG Inc. makes no representations or warranties of any kind, express or implied, as to the operation of wiseowlfinance.com or the information, content, or materials included on wiseowlfinance.com. To the full extent permissible by applicable law, NYTG Inc. disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. NYTG Inc. will not be liable for any damages of any kind arising from the use of wiseowlfinance.com, including but not limited to, direct, indirect, incidental, punitive, and consequential damages.
6. Governing Law
These Terms shall be governed and construed in accordance with the laws of New York.